There's ONLY one thing standing in your way of winning with money.
(hint: it has nothing to do with your lack of self-control)
You think about retirement, your kid's college savings, and paying off your debt (which you know is important) but...
You feel like it's too much work, too much time, or just downright overwhelming.
You know that you need some type of financial organization.
Those overdraft fees are killing you and you don't even want to think about the late fees...
You're tired of making minimum payments on your credit cards.
You would rather organize your coat closet, the pantry, or the basement.
Anything but your finances.
It's not your fault. Late fees, overdraft fees, and the roller coaster of your credit score...the cards are (literally) stacked against you.
How are you ever going to get out of debt?
Worrying about your pennies sucks.
According to Business Insider, banks collected over 11 billion dollars in overdraft fees in 2019. Billions!
I was a mom of two small boys (one with severe special needs) and I couldn't figure out how to pay all the bills.
My husband and I were making pretty good money yet I was overwhelmed and under-educated.
One bill would be due and I would skip it because another bill was overdue.
I thought if I could skip the electric bill to pay the cable, missing a mortgage payment was no big deal.
Seriously who does this? My family would notice if the cable or electricity was off. That I couldn't hide.
And then when I did try to catch up on the mortgage payments after three months, THE BANK told me it was too late and we were in foreclosure proceedings.
Yup...three months late...foreclosure...
Even then, I wasn't telling my husband anything. I thought I could fix it and he would never know.
I thought for sure we wouldn't be able to recover from the mess. Thankfully, we figured it out and kept our home.
Here's the lesson...
I felt like I was drowning. I felt embarrassed, anxious, alone, and tired (oh so tired). I knew something had to change so I created a budgeting system that works for women who struggle from juggling too much.
I knew the system was good and it had to be shared along with our debt-free journey (paying off over $70,000 in debt plus the house we almost lost).
I know the system works. It's the same one I've been teaching my one-on-one coaching clients and the same one we still use to this day.
So...I stopped teaching preschool and became a Certified Financial Coach.
You make plenty of money (even if you think you don't).
What do you do next?
OR
Create a money plan to get out of debt that fits your needs and dreams
Stop money anxiety and know exactly where your money's going
Save money easily so you're prepared for the expected and the unexpected
Feel inspired, motivated, and excited about your new spending plan
HERE'S WHAT YOU GET:
Budgeting With Pennies eBook ($67)
Know Your Values, Know Your Why Toolkit ($7)
Mindset Mastery With Pennies Workbook ($19)
Budget Prep Checklist ($7)
10 Individual Lesson Printables to Corespond With Lessons ($5)
TOTAL VALUE: $135 TODAY'S PRICE $67
By the end of this course, you will have the skills and the money to do the things you want AND get out of debt.
Budgeting With Pennies will empower you to create a responsible spending plan so you can have clarity and confidence with your family finances.
Spending money is easy. Spending money responsibly is hard!
Let me be your guide to a better lifestyle.
Let me coach you and walk you through each and every step with the same system I use with my coaching clients.
I have helped thousands of people budget, get out of debt and spend their money responsibly.
This is the system I have used for almost 20 years - the same system that helped me pay off over $70,000 in debt AND my home (even after we almost lost our house).
It's time to invest in your financial freedom. If you're not emotionally invested, your chances of follow-through are slim.
I must say, Sara, you have one of the most unique budget planners. You are spot on. I have read different budget planners for years but nothing can beat you. Thank you for your excellent advice. You are the best!" — Mersiha
Exploratory exercises to decide what you value most - creating a bridge between your emotions and your money.
A workbook to help you work through your money paradigms and create a new relationship with your finances.
The perfect companion to the Budgeting With Pennies course. A checklist to make sure you haven't skipped anything.
FREQUENTLY ASKED QUESTIONS
WHAT IF I'VE TRIED OTHER BUDGETS BEFORE? HOW IS THIS ONE DIFFERENT?
This budget will not give you a scarcity mindset or make you feel like you cannot spend money. It will help you assign an amount to whatever it is you value most.
With no restrictions on spending categories, this budget gives you permission to spend while being organized, paying off debt, and preparing for the future.
WILL I GET ANYTHING IN THE MAIL?
This is course is all instant download. Nothing will come in the mail and you will have access within minutes of purchase.
HOW MUCH TIME IS REQUIRED?
It will take you around an hour to go through the course. The research part will be dependant on how fast you can get your hands on the information and numbers you need.
IS THIS COURSE WORTH THE MONEY?
ABSOLUTELY! It's time to make an investment into your financial freedom. Today can be the day you change your future for the better.
This is the same information I teach my one on one coaching students for a fraction of the cost.
This is created by a certified financial coach after years of training.
For the price of a family dinner out, you can change the status of your family tree and create an amazing legacy for the ones that come after you.
IF I HATE IT, CAN I GET MY MONEY BACK?
Sure. It comes with a 14-day money-back guarantee. I'm confident that this course will guide you toward financial freedom and money confidence that I will give you your money back if it's not the right fit.
You could pass on this offer and stick with what you're already doing or you can grab this chance to finally feel confident and in control of your money.
HERE'S WHAT YOU GET:
Budgeting With Pennies Course ($67)
Know Your Values, Know Your Why Toolkit ($7)
Mindset Mastery With Pennies Workbook ($19)
Budget Prep Checklist ($7)
10 Individual Lesson Printables ($5)
TOTAL VALUE: $135 TODAY'S PRICE $67