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Are you ready for this year's Christmas shopping?
I'm the creative cheapskate behind Frozen Pennies and I LOVE CHRISTMAS! I'm a wife, mama, and Financial Coach.
My husband says I am “tighter than bark to a tree.” But we paid off more than $100,000 worth of debt and I’m here to help you do the same.
Let me help you get ready for Christmas without going into debt and paying off those credit cards until Independence Day!
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