A 12-month planner to budget your money.
...and more.
(This is a Digital Download Only. No Physical Product Will Be Sent)
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Are you ready to manage money better?
...and more.
I'm the creative cheapskate behind Frozen Pennies. I'm a wife, mama, and Financial Coach. I love books, coffee, and yoga pants (not necessarily in that order).
My husband says I am “tighter than bark to a tree.” But we paid off more than $100,000 worth of debt and I’m here to help you do the same.
Learn to manage money better along with over 500,000 other readers, followers, and coaching clients.